
For market traders
Know your profit. Every month.
Daily sales and stock by WhatsApp voice note, monthly profit reports, tax-ready and audited books, and the OWA Co-operative for savings and inventory loans.
Discover OWAWe help businesses manage finances, track inventory, stay tax-ready and build reliable financial records without any complexity.

2,800+
Demonstrates reach and customer adoption.
6
Demonstrates geographic reach across Nigeria.
2
OWA for market traders and MedBooks for pharmacies.
The problem
Millions of small businesses run on cash and memory with no records, tax compliance and audited accounts. Banks cannot see them and they cannot access the credit they need to grow.
Our products
Each product is built for the businesses it serves, and delivered by our team every week.

For market traders
Daily sales and stock by WhatsApp voice note, monthly profit reports, tax-ready and audited books, and the OWA Co-operative for savings and inventory loans.
Discover OWA
For healthcare businesses
Weekly bookkeeping, tax filing, inventory assurance, HMO claims tracking and audited accounts for pharmacies, hospitals, clinics and distributors.
Discover MedBooksHow it works
Our agent visits the business and registers it
Every item counted and valued
Sales, purchases and expenses recorded
Taxes filed, accounts audited
A bankable business, ready for credit
More than bookkeeping
Practical financial management services that move businesses from fragmented records to a clear understanding of their operations.
We help organise sales, purchases, expenses and other business transactions into useful, consistent records.
Understand how your business is performing with clearer reports on income, expenses, stock and profitability.
Improve visibility into stock movement, discrepancies and product expiry where relevant to your business.
Get support organising the information and records needed for applicable tax filings and compliance obligations.
Build organised financial records that support financial statement preparation and professional audit processes.
Consistent, verifiable records can help demonstrate business performance when engaging with potential financing partners.
Why it matters

Go beyond daily sales to understand expenses, profitability and business performance.
Organised records and better stock visibility help you identify issues that might otherwise go unnoticed.
Keep business information organised to support relevant tax and accounting processes.
Create a more reliable financial history that can support conversations with banks, lenders, suppliers and other business partners.
Get practical financial management support without having to build a full internal finance function.
Our technology
Behind every OWA and MedBooks customer are two software engines built by Ploutos Page. Our customers never need to learn them: our team uses them to do the work for them.
OWA
For market traders
MedBooks
For healthcare businesses
POWERED BY
Pepcode
The bookkeeping engine: records, reconciles and reports
AuditMe
The audit engine: certified, bank-ready accounts
Who we are
We believe small businesses should not have to choose between running their operations and keeping their finances in order.
Ploutos Page provides practical financial management services that help business owners understand their performance, organise their records and build stronger foundations for growth.
Our work combines people, processes and technology to make financial management more accessible to the businesses that need it.
Talk to the ploutos teamEarn with us
Earn commission for every OWA trader or MedBooks client you sign, plus a share of every renewal. Students, graduates, NYSC corps members and freelancers welcome.
MedBooks
₦18,000
per client, plus up to 20% monthly on renewals
OWA
₦10,000
per trader, plus up to 20% monthly on renewals